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Question:
Where can I find information on obtaining a fair mortgage?

Overview:
A fair mortgage
- Must be non-descriminatory under the Fair Housing Act
- Must be based on a fair review of your credit history as per the Fair Credit Reporting Act (FCRA)
- Must be non-discrimnatory according to the Equal Credit Opport


Links to more information
Chicago Office of the Treasurer- How to defend oneself from predatory lending
Chicago Sun-Times: How should I go about getting a mortgage?
Chicago Tribune- Mortgage Center
FDIC- Looking for a fair mortgage
Fannie Mae Foundation: Choosing the mortgage that is right for you
Fannie Mae Foundation: What you know cant hurt you
Freddie Mac: Your Route to Homeownership
HUD- Mortgage Borrowers Rights
Mortgage Bankers of America: Stop Mortgage Fraud
The Federal Reserve Board- Home Mortgages


Who to call for information or assistance
 Counseling: Predatory lending counseling
ACORN Housing Corporation  650 S. Clark Street  312-939-1611  http://www.acornhousing.org/   Info 
Chicago Department of Planning and Development  121 N LaSalle  312-744-CITY  http://www.ci.chi.il.us/PlanAndDevelop/   Info 
Chicago Roseland Development Corporation  11015 S. Michigan Avenue  773-264-3500     Info 
Chicago Urban League Development Corporation  4510 S. Michigan Ave.  773-285-5800  http://www.cul-chicago.org/   Info 
Consumer Credit Counseling Service of Greater Chicago  70 East Lake Street #1115  312-849-2227  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- EVERGREEN PARK  3317 W. 95th Street, Ste 3  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- MCHENRY COUNTY,  400 Russel Ct Ste A  815-338-5757  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- OAK PARK  1515 N Harlem Ave Ste 205  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- SCHAUMBURG  1320 Tower Rd Suite 150  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- WHEELING  212 S Milwaukee Ave Ste D  888-527-3328  http://www.debtsolver.org   Info 
DuPage Homeownership Center  1333 N Main St  630-260-2500  http://www.dhoc.org/home.html   Info 
Fuller Park Community Development Corporation  331 W. 45th Street  (773) 624-8686  http://www.fullerpark.com   Info 
Genesis Housing Development Corporation: Corp Office  607 East Oakwood Boulevard  (773) 285-1685  http://www.genesishdc.org   Info 
Greater Roseland Community Development Corp.  1000 E. 111th Street, 10th Floor  (773) 468-2818     Info 
Housing Authority of the County of Lake, IL.  33928 North Route 45  847-223-1170     Info 
Interfaith Housing Center of the Northern Suburbs  620 Lincoln Avenue  847-501-5760  http://www.interfaithhousingcenter.org/   Info 
Joseph Corporation  32 South Broadway Avenue  630-906-9400     Info 
Latin United Community Housing Association  3541 W. North Avenue  (773) 276-5338  http://www.lucha.org/   Info 
Leadership Council for Metropolitan Open Communities- Nearwest Suburbs  1127 S. Mannheim Suite 212  708-450-0070     Info 
Leadership Council for Metropolitan Open Communities- Northwest Suburb  701 Lee Street Suite 602  847-298-8677     Info 
Leadership Council for Metropolitan Open Communities- Southwest  9730 S. Western Avenue, Suite 828  708-636-2811     Info 
Little Village Community Development Corporation  2756 S. Harding  (773) 542-9233     Info 
Logan Square Neighborhood Association  2840 N. Milwaukee  (773) 384-4370  http://www.lsna.net   Info 
Neighborhood Housing Services of Chicago  1279 N. Milwaukee Ave. 5th Floor  773-329-4010  http://www.nhschicago.org/   Info 
Nobel Neighbors  1345 N. Karlov  (773) 252-8524  http://www.neighborhoodlink.com/chicago/nobel   Info 
Rogers Park Community Council  1530 W. Morse Ave.  (773) 338-7732  http://www.rogerspark.org/   Info 
South Austin Coalition Community Council (SACCC)  342 South Laramie  (773)287-9957     Info 
Spanish Coalition for Housing  4035 W. North Avenue  (773) 342-7575  http://www.state.il.us/dhr/Housenet/private/spanish/   Info 
Suburban Area Agency on Aging  1048 W. Lake St., Suite 300  708.383.0258  http://www.s3a.com/about.htm   Info 
The Resurrection Project  1818 S. Paulina  312-666-1323  http://www.resurrectionproject.org/   Info 
 Home ownership counseling: Pre-purchase counseling
ACORN Housing Corporation  650 S. Clark Street  312-939-1611  http://www.acornhousing.org/   Info 
Affordable Housing Corporation of Lake County  3701 W. Grand Avenue, Suite H  847-263-7478  http://www.co.lake.il.us/ahc/   Info 
Albany Park Community Center  3403 W. Lawrence Avenue, Suite 300  773-583-5111  http://www.albanyparkcommunitycenter.org/   Info 
Back of the Yards Neighborhood Council  1751 W. 47th St.  773-523-4416  http://www.bync.org/   Info 
Bethel New Life, Inc.  4950 W. Thomas  773-473-7870  http://www.bethelnewlife.org/   Info 
CAHMCO: The Corporation for Affordable Homes of McHenry County  209 Dean Street  (815) 206-5805  http://www.crystallakenet.org/cahmco/   Info 
CEDA Chicago Heights Community Service Center: Bloom-Rich Community D  1203 W End Ave  708-754-4575  http://www.cedaorg.net/new3/index.htm   Info 
CEDA Ford Heights Community Service Center: Bloom-Rich Community Dev  1647 Cottage Grove Ave  708-758-2510  http://www.cedaorg.net/new3/index.htm   Info 
CEDA Foster Park Community Council  1550 W. 88th Street  773-238-6600  http://www.cedaorg.net/new3/index.htm   Info 
CEDA Near West  6141 Roosevelt Road  708-222-3824  http://www.cedaorg.net/new3/index.htm   Info 
CEDA Neighbors at Work  1229 Emerson St  847-328-5166  http://www.cedaorg.net/new3/index.htm   Info 
CEDA Northwest Self-help center, Incorporated  1300 W Northwest Hwy  847-392-2332  http://www.cedaorg.net/new3/index.htm   Info 
CEDA- Proviso-Leyden Council for Community Action  411 W. Madison  708-449-2699  http://www.cedaorg.net/new3/index.htm   Info 
CEDA- Southeast  3518 W 139th St  708-371-1522  http://www.cedaorg.net/new3/index.htm   Info 
Chesterfield Community Council, Incorporated  1750 East 87th Street  773-768-4911  http://www.chesterfieldcommunitycouncil.org/   Info 
Chicago Department of Housing  33 N. LaSalle Street  312-482-8400  http://www.ci.chi.il.us/Housing   Info 
Chicago Roseland Development Corporation  11015 S. Michigan Avenue  773-264-3500     Info 
Chicago Urban League Development Corporation  4510 S. Michigan Ave.  773-285-5800  http://www.cul-chicago.org/   Info 
City of Chicago- City Assistance Center (Garfield Center)  10 S. Kedzie  312-743-1482     Info 
Claretian Associates  9108 S. Brandon Avenue  (773) 734-9181  http://www.claretianassociates.org/   Info 
Community Contacts, Inc.- Housing Continuum, Inc.  1035 East State Street  630/232-7600  http://www.cci-hci.org/index.html   Info 
Consumer Credit Counseling Service of Greater Chicago  70 East Lake Street #1115  312-849-2227  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- EVERGREEN PARK  3317 W. 95th Street, Ste 3  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- MCHENRY COUNTY,  400 Russel Ct Ste A  815-338-5757  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- OAK PARK  1515 N Harlem Ave Ste 205  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- SCHAUMBURG  1320 Tower Rd Suite 150  888-527-3328  http://www.debtsolver.org   Info 
Consumer Credit Counseling Service of Greater Chicago- WHEELING  212 S Milwaukee Ave Ste D  888-527-3328  http://www.debtsolver.org   Info 
Corporation for Affordable Homes of McHenry County  209 Dean Street  (815) 206-5805  http://www.crystallakenet.org/cahmco/   Info 
DuPage Homeownership Center  1333 N Main St  630-260-2500  http://www.dhoc.org/home.html   Info 
Evanston Housing Corporation  2100 Ridge Ave room 3000  847-866-2929     Info 
Faithcorp Fund  1525 E. 53rd Street Suite 930  773-493-0102  http://www.faithcorpfund.org   Info 
Fuller Park Community Development Corporation  331 W. 45th Street  (773) 624-8686  http://www.fullerpark.com   Info 
Genesis Housing Development Corporation: Corp Office  607 East Oakwood Boulevard  (773) 285-1685  http://www.genesishdc.org   Info 
Greater Roseland Community Development Corp.  1000 E. 111th Street, 10th Floor  (773) 468-2818     Info 
Housing Authority of Joliet  6 S Broadway Street  (815) 727-0611  http://www.housingauthorityofjoliet.org   Info 
Housing Authority of the County of Lake, IL.  33928 North Route 45  847-223-1170     Info 
Housing Helpers, Inc.  60 Akenside Road  708-447-7577     Info 
Housing Opportunity Development Corporation  1000 Skokie Blvd. Suite 570  847-251-5746  http://www.hodc.org/   Info 
Joseph Corporation  32 South Broadway Avenue  630-906-9400     Info 
Latin United Community Housing Association  3541 W. North Avenue  (773) 276-5338  http://www.lucha.org/   Info 
Leadership Council for Metropolitan Open Communities- Nearwest Suburbs  1127 S. Mannheim Suite 212  708-450-0070     Info 
Leadership Council for Metropolitan Open Communities- Northwest Suburb  701 Lee Street Suite 602  847-298-8677     Info 
Leadership Council for Metropolitan Open Communities- Southwest  9730 S. Western Avenue, Suite 828  708-636-2811     Info 
Lester and Rosalie Anixter Center  6610 N. Clark Street  773-973-7900  http://www.anixter.org/   Info 
Little Village Community Development Corporation  2756 S. Harding  (773) 542-9233     Info 
Metropolitan Family Services-Calumet Center  235 East 103rd Street  (773) 371-3600  http://www.metrofamily.org/   Info 
Metropolitan Family Services-North Center  3445 N. Central Avenue  (773) 282-9535  http://www.metrofamily.org/   Info 
National Association of Social Workers- Illinois Chapter  180 N. Michigan Avenue, Suite 400  312-236-8308  http://www.naswil.org/   Info 
Near Westside Community Development Corporation  216 S. Hoyne Ave.  (312) 738-2280     Info 
Neighborhood Housing Services of Chicago  1279 N. Milwaukee Ave. 5th Floor  773-329-4010  http://www.nhschicago.org/   Info 
Nobel Neighbors  1345 N. Karlov  (773) 252-8524  http://www.neighborhoodlink.com/chicago/nobel   Info 
Partners In Charity  613 West Main Street  1-800-705-8350  http://partnersincharity.org/   Info 
Partners in Community Investment  1525 East 53rd Street, Suite 930  773-493-0102     Info 
Peoples Reinvestment and Development Effort         Info 
Rebirth of Englewood Community Development Corporation  1912 West 63rd Street  773-778-2371  http://www.roecdc.net/index.html   Info 
Regional Redevelopment Corporation  305 E. 132nd St.  (773)660-9431     Info 
Rogers Park Community Development Corporation  1531 W. Morse Ave.  (773) 338-7732  http://www.rogerspark.org/rpcdc%20-%20intro.htm   Info 
Roscoe Village Neighbors  2041 West Roscoe Street  (773) 244-2451  http://www.roscoevillage.org/   Info 
South Austin Coalition Community Council (SACCC)  342 South Laramie  (773)287-9957     Info 
South Suburban Housing Center  18220 Harwood Avenue (Suite 1)  708.957.4674  http://www.southsuburbanhousingcenter.org   Info 
Spanish Coalition for Housing  4035 W. North Avenue  (773) 342-7575  http://www.state.il.us/dhr/Housenet/private/spanish/   Info 
The Community Service Council of Northern Will County  719 Parkwood Drive  815-886-5000  http://www.thecsc.org/A559B8/csc.nsf/fCNTDspPublic1?OpenForm&vGNContent&Cat1=Galt1&Cat2=Pa   Info 
The Resurrection Project  1818 S. Paulina  312-666-1323  http://www.resurrectionproject.org/   Info 
Uptown Chicago Commission  4753 N.Broadway, Suite 530  (773) 561-3978  http://www.uptownchicagocommission.org/   Info 
Will County Center for Community Concerns  304 N. Scott Street  815-722-0722  http://www.wcccc.net/   Info